If you filed a 2018 or 2019 federal tax return with direct deposit information on it and the refund was sent directly to your bank rather than to the 3rd party refund processing service that takes your TurboTax fees out of your refund and the bank information has not changed, then you don't need to do anything for the IRS to direct deposit the stimulus payment to your account.
If you had your TurboTax fees paid from your federal refund, there is some confusion about how the IRS will handle your stimulus payment.
An IRS online portal will open up about mid April where you can check the status of your stimulus payment: https://www.irs.gov/coronavirus/economic-impact-payments
Turbo Card and Stimulus Deposits - What you need to know
In order to deliver money as quickly as possible to those who need it, the IRS is sending stimulus payments to eligible taxpayers who filed a tax return in either 2019 or 2018 and chose to receive their refund via direct deposit into their checking account. These taxpayers will automatically have their stimulus payment deposited into the account they received their refund.
We have not yet received confirmation from the IRS on whether they will be putting stimulus payments on prepaid debit cards. However, we have noticed that the IRS has started depositing stimulus payments on some prepaid debit cards for taxpayers that chose to receive their refund through that method in tax year 2019 or 2018. If you received your refund on a prepaid debit card in tax year 2019 or 2018, here is what you need to know:
I have access to my debit card: If you have access to your debit card (most people), there is nothing more you need to do. If the IRS deposits a stimulus payment onto your prepaid debit card, you will be able to immediately use the stimulus funds upon deposit.
I don’t have access to my debit card: If you received a notification that you will be receiving your stimulus payment from the IRS on your prepaid debit card and no longer have access to it, we will have information coming shortly. We encourage you to visit this site, where we are continually updating with the latest information and guidance. We know everyone is anxious to get their stimulus money and we are committed to helping our customers get access to their stimulus payment as fast as possible.
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