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Level 2

Question

Disaster Distribution

Forum|Forum|4 years ago
March 10, 2022
5 replies
48 views

I have finished my taxes and TurboTax will not allow me to file because I took a Virus Relief out of my IRA in 12/2020. I checked the box that I took a disaster relief between 2018-2020 because I assume that's what that withdrawal is considered? I get a screen that says I cannot file because of some law congress passed and that it may mean I get more money back.

TurboTax says

You'll need to visit Form 1099-R Retirement

Unfortunately, changes related to qualified disaster distributions and repayments weren't ready in time for us to include them in this release. Please visit the Retirement topic IRA, 401(K), pension plan withdrawals (1099-r)

I tried calling TurboTax and just get stuck in the automated voice junk, I can't "ask a tax professional" because I used deluxe...

Any ideas? Help? I really want to get my taxes done and out of my hair

TurboTax Deluxe Online

DoninGA

Level 15

If you selected to have the 2020 Covid-19 distribution from a retirement account spread out over three years, then the IRS Form 8915-F is used to report the 1/3 distribution in 2021. This form is not yet available in TurboTax.

Form 8915-F, Qualified Disaster Retirement Plan Distributions and Retirements is scheduled to be available in TurboTax on 03/24/2022

Go to this IRS website for IRS forms availability - https://care-cdn.prodsupportsite.a.intuit.com/forms-availability/turbotax_fed_windows_individual.html

smason1284Author

Level 2

I spoke with my retirement company and they said that because I did a virus withdrawl that it is not a disaster distribution. I did not take the money out to fix my residence after a disaster so I am assuming I can just put NO I did not take a disaster distribution?

DoninGA

Level 15

@smason1284 wrote:

I spoke with my retirement company and they said that because I did a virus withdrawl that it is not a disaster distribution. I did not take the money out to fix my residence after a disaster so I am assuming I can just put NO I did not take a disaster distribution?

If you did Not select to have the 2020 virus distribution spread out over three years then answer No. However, if you did have the distribution spread out over three years then answer Yes.

Brib3

Level 2

I have the same problem! I checked the box yes on accident and now turbo tax will not let me edit or uncheck the box to efile! It also will not let me delete and start over because I already paid for my TurboTax program? HELP!

DoninGA

Level 15

@Brib3 wrote:

I have the same problem! I checked the box yes on accident and now turbo tax will not let me edit or uncheck the box to efile! It also will not let me delete and start over because I already paid for my TurboTax program? HELP!

Try this procedure -

Did you take a disaster distribution from your pension funds between 2018 and 2020? A disaster distribution allowed you to spread the distribution over three 1040 tax returns.

If so, IRS Form 8915 will be needed to complete your tax return but that form is not yet available. See this TurboTax Help.

If you did not take a disaster distribution from your pension funds between 2018 and 2020, there may be a question that needs to be reviewed. Follow these steps.

Go to Federal / Wages & Income.
Scroll down to Wrap up income.
Continue.
At the screen Did you take a disaster distribution at any time between 2018 and 2020? answer No.

Now watch the headings under Federal closely.

When you are in Deductions & Credits.
Scroll down and click on Wrap up tax breaks.
Then you are in Other Tax Situations.
Scroll down and click on Let's keep going.
Continue through to Federal Review.

nelsonryd

Level 2

Had this issue as well. Your solution worked!!!! Thank you!

mverma2022

Level 2

I was wondering if P EBT qualify "Check if you took disaster distribution between 2018 and 2020."

tmunoz

Level 13

No, this question for disaster distributions is specifically for if you took a distribution from your retirement account because of a disaster. There are specific exceptions in that case. If you had, this would change the area for Form 1099-R.

P-EBT benefits are different and are not reported to the IRS as taxable income.

a18cass30

Level 2

The form is there, but not working and keeping me on an endless loop. I entered in all my info from 2020 8195E, answer all the questions, and then it keeps telling me to revisit the area, and brings me back to the pages I already have filled out with the information I filled in. I spent two hours with Customer Service today and no one could figure out what I was talking about. I just want to file my taxes and wondering why no one is able to help me get this form to calculate.

Al1enish

Level 2

Now it's asking me for a FEMA disaster number and beginning/end date. (Face palm)

DianeW777

Level 15

The following steps should be used to enter your COVID qualifying distribution. Do Not enter a FEMA code because this doesn't have one. You must have your Form 8915-E from your 2020 tax return.

Wages & Income > Retirement Plans and Social Security >
IRA, 401(k), Pension Plan Withdrawals (1099-R) > Start, Revisit or Update > Continue
Answer Yes 'Have you ever taken a disaster distribution before 2021?
Answer Yes, You had a 2020 Qualified Disaster Distribution (carefully enter the amount-do not duplicate)
Complete the Information using your 2020 Tax return > Continue
Enter any amount you may have repaid in 2021, if applicable
Finish the entry for your spouse if applicable or just click Continue
Complete any additional retirement questions as you move through this section
Continue until you have finished and returned back to the Wages & Income Screen.
Do NOT stop and change sections without completing it.

@Al1enish

@a18cass30

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"

Stephenslevib

Level 2

This thread may be dead, but this issue is still relevant in 2023 and no real fixes have been made for this year.

When review comes up, there is always an issue that needs to be addressed. The disaster distribution box is always checked, even though I have not checked it, nor received any disaster distribution, nor received a 1099R. I have answered NO to the correct question and to no resolve. I have talked with 3 tax experts that have not been able to help or give me a straight answer or solution. The second 2 "experts" disconnected the call on either the computer or the phone and acted like we couldn't reconnect. One of those two, called me back over two hours later and I had to re explain everything. He said he would email me a refund request, but failed to do so. Instead all I have is an email stating my case was resolved. Apologies for the rant, it's been a major inconvenience as I am trying to submit my taxes to be able to close on a house.