Had two people covered under the first policy through March 30. Column A for this first policy shows the monthly premium for March prorated for 30 of the 31 days. Column B is completely empty for all months on this 1095-A.
Had one person of the previously referenced two people covered under the second policy beginning March 30. Column A for this policy shows the monthly premium for March prorated for 1 of the 31 days. Column B is completely empty for all months on this 1095-A.
If I use the SLCSP for the first policy for the entire month of March, it does not align with the 30-day prorated monthly premium in Column A for the first policy.
If I use the SLCSP for the second policy for the entire month of March, it does not align with the 1-day prorated monthly premium in Column A for the second policy.
Should I prorate each policy’s SLCSP premium for the month of March to align with the Column A prorated amounts for each policy or is there a better way to determine this amount? Leaving one blank or zero due to termination or enrollment that occurs on a date other than the first of the month seems illogical and misaligned with the Column A amounts. What do you advise?