Dependent not listed on 1095-A Choices

[Stevenbirn]

Hello. My son was 24 years old in 2025 and in college.  Since he only had income of around $4000 I am able to declare him as a dependent on my taxes.  My wife and I are on medicare so I purchased a health plan for him from the marketplace and he received a 1095-A.  When I go to enter the information from the 1095-A the only two choices it gives me is my wife and I, my son is not listed as a choice for the recipient.  How do I fill out that portion in Turbotax so it is associated with him?  Thank you in advance for your assistance.

[CesarJ]

If your son has his own Form 1095-A because he purchased health insurance through the marketplace, TurboTax may not list him directly when entering 1095-A info if he is claimed as your dependent. In this case, you should select that the 1095-A is not for you or your wife, then follow the instructions to enter the information as it applies to your son.

To enter Form 1095-A for your dependent son in TurboTax and associate the coverage correctly, follow these steps:

1. Go to the Health Insurance section in TurboTax.
2. Choose to Add a 1095-A.
3. When asked, select that the form is not for you or your spouse.
4. Indicate that the health plan is shared with a dependent.
5. Enter your son's Social Security number as the recipient.
6. Enter the months he was covered by the marketplace plan.
7. Enter the amounts from columns A, B, and C on your son's 1095-A form.
8. TurboTax will then ask you to allocate the premium percentages between you and your son for tax credit purposes. Agree on the share percentage you’ll claim.

This ensures TurboTax correctly applies the Premium Tax Credit and coverage information for your son, even though he is a dependent on your return.