Deducting Medicare premiums

[Bettys]

My husband and I retired in 2024. We paid Medicare premiums directly - deducted from our checking account

(we did not have premiums deducted from SS as we were waiting to collect SS in 2025). Can we deduct Medicare and Supplemental insurance premiums?

[Bsch4477]

They are a medical deduction if you itemize. You can only deduct  an amount of total medical expenses greater than 7.5 percent of your AGI. 

[DawnC]

Whether you can deduct your Medicare costs depends on your situation.

• Medicare Part A premiums are deductible if you aren't covered under Social Security, you aren't a government employee who paid Medicare tax, and you voluntarily enrolled
• Medicare Part B, C, and D premiums are deductible

They are entered with medical expenses and are deductible if you itemize your deductions as opposed to taking the standard deduction.