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Can I talk to someone specifically about an idea or a forum somewhere ?

I'm talking about how Credit Karma dos does not have an automatic A.I. system to where it uses peoples spending account, or savings, to automatically put in the stock exchange. It doesn't have to be the stock exchange in general, but I as curious on how people could make use of their money instead of just sitting around gaining percentage slower than inflation. The stocks could be energy companies specifically, like categories, or hard-to-find materials, Ex. Cobalt, Lithium, etc. These are just some ways you could utilize people's money instead of just only making financial recommendations, be more proactive in their spending lives. that is all I have for any person listening, for now.
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