Can I file for free if I have two 1095-A forms? (I received healthcare through the Marketplace.) Thank you

[mcarter99]

Want to know if I can take advantage of the Basic product that is currently being offered for Free, if taxes are filed before 3/31/23.

[xmasbaby0]

No.   You do not have a "simple" return if you have a 1095A.    You will need a paid version of the software.

Or—-Use this IRS site for other ways to file for free.  There are 8  free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

[robtm · Accepted solution]

The free edition supports 1095-A forms if you otherwise qualify, see below.

Situations covered (assuming no added tax complexity):

• W-2 income
• Limited interest and dividend income reported on a 1099-INT or 1099-DIV
• IRS standard deduction
• Earned Income Tax Credit (EIC)
• Child Tax Credit (CTC)
• Student loan interest deduction

Situations not covered:

• Itemized deductions
• Unemployment income reported on a 1099-G
• Business or 1099-NEC income
• Stock sales
• Rental property income
• Credits, deductions and income reported on other forms or schedules (for example, income related to crypto investments)

[mcarter99]

The free edition does support the 1095-A form.  I was able to start with the free edition, but unfortunately was not able to continue once it was determined that I received an excess of advanced premium tax credit for my affordable care act plan. Otherwise, I would have been able to file using the free edition.