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asprik
Level 2
February 8, 2022
Question

1098

  • February 8, 2022
  • 1 reply
  • 4 views

I received a form 1098 for a loan on a travel trailer.  Can I claim that as mortgage interest on a 2nd home?

    1 reply

    C
    Cynthiad66
    Level 14
    February 8, 2022

    Yes. You're allowed to deduct the interest on a loan secured by your main home (where you ordinarily live most of the time) and a second home.

    A mobile home, RV, house trailer, or houseboat that has sleeping, cooking, and toilet facilities counts as a main or second home, and as long as it meets all the other requirements for deducting mortgage interest, you can claim the interest like an immovable home.

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    A
    asprikAuthor
    Level 2
    February 10, 2022

    Thank you so much!

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