IRA RMD

[dick16]

Can I have 100% of my RMD from my IRA withheld as taxes? And does the IRS considered that withholding as spread throughout the year?

[KarenL4]

Hi, 

You asked "Can I have 100% of my RMD from my IRA withheld as taxes? And does the IRS considered that withholding as spread throughout the year?"

You would discuss the amount of withholding with your IRA custodian before you take the distribution.  You can opt to have the IRS look at the amount of income and the tax payment in a time-specific manner by filing form 2210 and completing the relevant sections.  This article explains some of the complexities really well.  Whether you would need or want to do that relates to whether you could be subject to an underpayment penalty. The article also goes into those calculations.

Here is a great article that gives you more background on this topic and some pitfalls that some folks fall into.  I know it wasn't exactly what you asked, but it may be helpful.

Please cheer if you find this helpful!  

Best,

Karen