Which version?

[JMB51]

I live in California and purchased a home in the end of 2020. Escrow closed 12/10/2020. I have not had to pay any morgage in 2020. I only made my 10% down payment and opened the home loan.

Which version of turbotax do I use? Deluxe or Premier?

Thank you

[ToddL99]

TurboTax Deluxe can handle your mortgage interest and other homeowner tax issues.

If you closed escrow in 2020, you almost certainly paid some amount of mortgage interest at the time of closing - that would be deductible (if you itemize) on your 2020 tax return. Look at your closing statement for aa advance  collection of mortgage interest.

Since your first regular mortgage payment is typically due up to 2 months after closing, mortgage companies collect interest in advance - it makes up for them having to wait for your first regular payment. You get credit for paying that interest at the date of closing.