TurboTax says I overfunded my HSA for 2024, but the HSA is a "Family" HSA with contribution limit $9300 for 2024. How to get TurboTax to enter it properly?

[rowestu]

I got the HSA while employed years ago when we had whole-family insurance, now I am self-employed with single person HDHP. I funded the HSA as a family HSA, with contribution of $9300. TurboTax thinks we have 2 HSA, one for me and one for wife.

[BillM223]

TurboTax would think that you have two HSAs only because you told TurboTax that you had two HSAs.

Are you filing married joint? Do both you and your spouse have W-2s with a W in box 12? (This would indicate contributions to HSAs. If you did this, TurboTax would ask in each case to whose HSA the code W contribution went, thus making the chance for you to accidently indicate that you each had an HSA).

In the HSA interview, did you go through questions for you and your spouse? These would be separate sections. This should not happen if you didn't tell TurboTax about two HSAs.

[dmertz]

HSAs are not "family" or "single."  It's the HDHP insurance plan that is family or single.  If you had a single-person HDHP plan in 2024 and your spouse had no qualifying HDHP plan, your contribution limit for 2024 is the single limit, $5,150 for someone over age 55.