TT limiting IRA contribution

[Hved]

Turbo Tax will only allow a $400 IRA deduction for my wife. She did contribute $3000 to a roth 403b. Why can't she contribute the full $7500?  We only made about $140,000 together.

[Mike9241]

because she's covered by an employer-sponsored retirement plan and your adjusted gross income is propabalt close to $136,000

there should be a worksheet in TurboTax where the allowable amount is computed

you can use IRS pub 590-A to figure her deduction

https://www.irs.gov/pub/irs-pdf/p590a.pdf