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If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

I know usually better filing together but need to file separate, thank you.

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IsabellaG
Expert Alumni

If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

Yes, if the other spouse is on the deed, and owns the property that is listed on the mortgage, they can deduct the interest that they paid.

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5 Replies
IsabellaG
Expert Alumni

If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

Yes, if the other spouse is on the deed, and owns the property that is listed on the mortgage, they can deduct the interest that they paid.

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**Mark the post that answers your question by clicking on "Mark as Best Answer"

If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

Thank you very much.  Would it matter if it was paid from my separate bank account rather then a joint account?
IsabellaG
Expert Alumni

If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

No. Basically, you can split the mortgage interest expenses any way you want as long as they aren't being deducted twice.
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If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

Thank you.
IsabellaG
Expert Alumni

If we are married filing separately, can spouse claim mortgage interest if not on mortgage loan but is on the deed?

You're welcome!
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
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