Should I treat an hsa employer facilitated transfer the same as an hsa rollover?

[glisdero]

My employer during 2024 changed banks for our HSA so the funds from the original had automatically transferred to the new. I received two 1099-SA forms and two 5498-SA forms for each HSA. If I add both 1099-SA forms, it combines the total contributions at the end, which doesn’t seem correct. While filing on TurboTax, I’m not sure if I should select the option for the first 1099-SA as “I used part of my HSA for medical expenses” (paraphrasing) because if I do, it provides an option to include how much did I rollover to another HSA.

[BillM223]

If the trustee for the first HSA sent your money directly to the second HSA, then, technically, this is not a rollover. See page 4 in the 8889 Instructions.

Indeed, if it were a trustee-to-trustee transfer, they should not have even sent you a 1099-SA. See page 1 of the 1099-SA Instructions.

Did you say that you received two 1099-SAs for each HSA? For a total of 4? Was it two for the first HSA and two for the second?

Please tell me what the distribution code was in each of these 1099-SAs (there is no distribution code for a transfer nor for a rollover)?

If this was a trustee-to-trustee transfer, then do 2 things:

Copy this answer (and preserve the links) to Word or something, and

Don't enter the 1099-SAs at all

Anyway, read this response and see if it matches your situation.