Tax Year Prior to 2020: I have loan origination fee mentioned in my closing cost of mortgage, but an equal lender's credit amount has beed deducted from overall. Can I still report as pay points

[KarenL2]

Yes.  It still qualifies to be deducted.  If you refinanced, it must be amortized over the term of the loan.

• Federal Taxes tab (Personal in the Home and Business Version
• Deductions and Credits
• Your Home
• Mortgage Interest and Refinancing (select Add a Lender if you have already entered one)

[LingLing8]

But how do you report the lender's credit?  Where do you enter in Turbo Tax?

[KarenL2]

The lender's credit is not entered.  Only the total points are entered.

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