I refinanced my mortgage with the same lender. I have two 1098. How to answer the question: "Is this loan a home equity line of credit or a loan you've ever refinanced?"

atheer_baqer · ‎February 26, 2021

AmyC · ‎February 26, 2021

The first loan was an original loan used to buy the home. The second loan was a refinance of the first loan. On the second mortgage, you would answer yes.

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AmyC · ‎February 26, 2021

The first loan was an original loan used to buy the home. The second loan was a refinance of the first loan. On the second mortgage, you would answer yes.

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**Mark the post that answers your question by clicking on "Mark as Best Answer"

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I refinanced my mortgage with the same lender. I have two 1098. How to answer the question: "Is this loan a home equity line of credit or a loan you've ever refinanced?"