1095A but no Premium Tax Credit

[mitlm1]

I purchased my 2018 and 2019 insurance through ACA but received no premium tax credit due to the income threshold.  Therefore, my 1095A was received with $0.00 in both Column B (SLCSP) and Column C (Advance Payment of Premium Tax Credits)   I have two questions:  (1) Do I need to enter my 1095A in TurboTax (subsequently filing IRS form 8962) since my income threshold is too high to receive a credit?  (2)  Regardless of the answer to #1, can I now take my full Monthly Enrollment Premiums (Column A) as a Schedule A deduction for "Other Healthcare Premiums paid?

Before someone ask, I am retired and have no W2 wages, so my premiums were paid 100% out of pocket and were not from pre-taxed income. 

Thanks in advance for your insights!

[MinhT1]

1. You should enter form 1095-A in your tax return and leave column B and C blank. Do not enter 0 in the boxes. Leave them blank. As you did not get the premium tax credit and your income is more than 400% of the Federal poverty level, there will be no adjustment.

In TurboTax, you can enter your form 1095-A by following these steps:

1. In TurboTax, open your tax return
2. Click on Federal in the left-hand column, then on Deductions & Credits on top of the screen
3. Scroll down to All Tax breaks, locate the section Medical and click on Show more
4. Click Start next to Affordable Care Act (Form 1095-A).

2. The amount that you actually paid which are shown in Column A will be transferred automatically by TurboTax to Medical Expenses as they are deductible as Other Healthcare premiums paid.

[mitlm1]

I tried what you said and went back and removed the 0.00 from column B & C on the 1095A.  There is a Turbo Tax edit, however, that says I have to ENTER A VALUE in columns B & C.  It passes edits if I leave the 0.00 in those columns.  

I called the "Healthcare Marketplace" and their representative told me I didn't need to file the 1095A (or IRS form 8962) at all if I received a 1095A with zeros in columns B & C, since I received no advanced ACA premium tax credit.  I'm not sure I trust their answer 100%... so that's why I posted this question to the forum. 

Even if I leave the $0.00 in column B & C in Turbo Tax to get past the edits, however, I can't see where my Monthly Enrollment Premiums (Column A) cross back over to my Schedule A (other healthcare premiums) deduction without me entering the premium $$$ amount myself.  I know this to be true because I enter my wife's Medicare Part N Supplement premiums in this Schedule A deduction field, and it doesn't increase when I post my 1095A (with zero's in column B & C) in TurboTax Premier.  

I don't want to double dip or risks an audit flag but I also don't want to miss out on this substantial (more than 10K) deduction.  Hope this make sense.  If not, please feel free to ask follow-up questions.

Thanks to all! 

[MinhT1]

In fact, you are not required to enter form 1095-A as there is no adjustment of the premium tax credit.

In your case, I would advise that you delete form 1095-A in your tax return and manually enter the amounts of health premiums you paid in Medical expenses.

Please follow these steps to delete form 1095-A:

1. In the left hand column , click on Tax Tools then then on Tools
2. On the Tools Center page, click on Delete a form
3. On the Forms list, find form 1095-A and click Delete next to it
4. On the next page, click on Delete selected form.