Need help locating these on my closing disclosure 1.Abstract and recording fees 2.Legal fees, title search, document prep 3. Land survey 4. Title insurance 5. Transfer or stamp taxes 6. Expenses I paid for the seller

[Priscilla1985]

I have my closing disclosure but need help locating these fees I paid:

1. Abstract and recording fees

2. Legal fees, title search, document prep

3. Land survey

4. Title insurance

5. Transfer or stamp taxes

6. Expenses I paid for the seller

[KrisD15]

The fees would be listed on your closing statement, but you may not have been charged for all the fees that can be claimed. Not every sale has a survey done.

If you are unsure, ask the real estate agent or closing agent to explain the closing statement to you. 

[Priscilla1985]

I purchased the home in 2016 and don’t want to reach out the the real estate agent so posted my question here for help. 

[DianeW777]

First the fees you cannot use are real estate or property tax, insurance, points, or mortgage interest. Some expenses are deductions and none of these are added to the cost of the property. 

The fees that can be added to the cost of the property as purchase expenses paid in the 'Buyer's Column':

• Beginning with Line C: Document Prep you highlight  to the bottom of that section. $1,225.31
• Next, Line E. Recording Fee $150 
  • Transfer tax was paid by the Seller

Government Recording and Transfer Charges 

• Recording fees
• Title Charges
• Lenders Title Policy
• Settlement or Closing Fee
• MLC  - Assuming it means Municipal Lean Certificate
• Title Exam
• Owners title Insurance

You can include these closing costs paid by you and add them to the cost basis of the property as noted above.

Loan charges - Loan charges are part of the loan, not cost basis

• Application fees
• Lender fees
• Appraisal Fee
• Inspection Fee
• Condo Questionnaire
• Credit Report
• Debt Report

You can't include in your basis the fees and costs for getting a loan on property.

@Priscilla1985