If I have a co-signer on my home loan which one of us claims the interest, PMI, real estate taxes and points from closing on our returns?

[jennaswanson]

I purchased a home in 2016, my future mother in law co-signed the loan so we are filing our taxes separately. All payments to the mortgage company have come from me (my bank account etc) and the 1098 came in my name as well as the property tax bill. 

My question is which one of us can claim the closing points, PMI, interest and real estate taxes on our tax returns? She wants which ever one of would get the higher return to claim it but from what I have read you can only claim what you yourself directly paid meaning that only I can claim it. Can any one clarify this. 

[BethanyJ]

You are correct. Because you are the one who paid, you would be the to claim the interest.