If I don’t use all my ACA subsidy credit (i.e. get a plan with a cheaper premium), will I get the remainder when I do my taxes?

[klanders]

We had a job change and qualify now for Marketplace Insurance. The application says we qualify for $1,655/month credit.  It also mentions that we can choose to apply all, some or none of the subsidy to our monthly plan and get a tax credit when we do our taxes...  

So...Scenario:

Say we choose a less expensive plan - like the Meridian Bronze - which costs approx. $950/month for 2.  The difference between our subsidy and the Meridian HSA Bronze Premium is $705.  As long as our income level truly stays at that $36,000 amount, does that mean the government will give us another $705/month (for the months we were enrolled) when we do our taxes?

[Critter]

If you do not use the entire PTC in advance you MAY get more later on the return ... depends on the income and other items.