I took a mortgage on my primary residence which was previously paid off. Do I answer orig loan to buy home or refi? Not a HELOC.

[markeeees]

REFINANCE WOULD STATE YOU STILL HAVE A MORTGAGE.
IT SOUNDS MORE LIKE A HOME EQUITY LINE OF CREDIT  (HELOC)  ARE YOU FIXING UP YOU HOME YOU ARE LIVING IN???

[lovarie1]

Fixing up the home I live in but it was not a HELOC.  I took out a mortgage.