I'm paying on a mortgage with my housemate, but my name isn't on the mortgage, how does that affect my tax filing?

He pays the mortgage directly, I pay him for my portion.

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It does not. To claim a mortgage interest you must be legally liable to pay it, your name must be on the title of the property, and it must be paid by you.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**