turbotax icon
cancel
Showing results forĀ 
Search instead forĀ 
Did you mean:Ā 
Announcements
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

HSA last month rule testing period, if I am on HDHP family on Dec. 1, 2024, can I maintain HDHP individual from Jan 1 to Dec. 31, 2025? or it has to HDHP family plan?

 
x
Do you have an Intuit account?

Do you have an Intuit account?

You'll need to sign in or create an account to connect with an expert.

1 Reply

HSA last month rule testing period, if I am on HDHP family on Dec. 1, 2024, can I maintain HDHP individual from Jan 1 to Dec. 31, 2025? or it has to HDHP family plan?

You only have to be an "eligible individual", meaning you are covered by an HDHP and have no other disqualifying coverage or situations.  If contribute to the family max using the last month rule in 2024, and later change to single coverage during the 2025 testing period, that does not create a situation where part of your 2024 contributions are ineligible or subject to penalty. 

Unlock tailored help options in your account.

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question