HSA Error

[CP01]

Hi All,

I am getting this error (for some reason can’t upload the image or the screen) if I check Self and run the error then I get 11 errors. Please let me know how to fix this. - Thanks in advance. 

Check This Entry

Form 8889-S: December Coverage must be entered

Options – No entry, Line 18B12, None, Line 18B12, Self and Line 18B12, Family

I'm using windows desktop version. I had HDHP and HAS in 2024. Didn't have HDHP in 2025 as I was laid off and didn't make any contribution to the existing HSA account, but took distribution from it for medical expenses. Don’t have a spouse unless TT knows something I don’t.

Do you think this question has anything to do with the error? 

What type of High Deductible Health Plan did Jane have on December 1, 2024?

If Jane had HDHP coverage on December 1, 2024, but failed to be an eligible individual for other reasons, select None. - My respond to this is SELF, as I did have HDHP in Dec, 2024. 

[DavidD66]

You should indicate None.  TurboTax asks for your December HSA coverage from the prior year to verify the "Last-Month Rule" (IRS Form 8889), which allows you to contribute the maximum annual amount if you had coverage on Dec 1st.  If you don't not maintain that coverage throughout the following year, you could be subject to penalties.  It's a moot point since you didn't contribute to your HSA in 2025, but you need to answer.  The correct answer is "none" because you did fail to be eligible to contribute to an HSA since you didn't have HDHP in 2025.  

[CP01]

Thank you so much it worked.