- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Deductions & credits
You should indicate None. TurboTax asks for your December HSA coverage from the prior year to verify the "Last-Month Rule" (IRS Form 8889), which allows you to contribute the maximum annual amount if you had coverage on Dec 1st. If you don't not maintain that coverage throughout the following year, you could be subject to penalties. It's a moot point since you didn't contribute to your HSA in 2025, but you need to answer. The correct answer is "none" because you did fail to be eligible to contribute to an HSA since you didn't have HDHP in 2025.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
**Mark the post that answers your question by clicking on "Mark as Best Answer"
3 weeks ago