How do I know if I am amortizing?

[wdr03]

I refinanced in 2020 and paid an origination fee to bring down my rate. I didn't acutally pay the fee upfront but I had it rolled into my new loan. 

So it asks me:

This is a new loan on which I paid points

I bought my main home with this loan 

which I know the answers to

But what about:

I'm spreading the points over the life of my loan (amortizing?

[gloriah5200]

Yes, you would amortize the points/origination fees you paid (rolled into your new mortgage) over the life of the mortgage.

Points may be called loan origination fees, maximum loan charges, loan discount, or discount points. 

If the points were rolled into your new loan, you must amortize them over the life of the loan. 

Additional information from the IRS Topic is available at the following link: 

Deducting or Amortizing Home Mtg Points, IRS Topic 504