Hi - I did TurboTax free and I can't remember if I did my mortgage interest statement or not. HELP!

[conrad7k]

I filed and my return was accepted, but then a few days later I got my mortgage interest statement in the mail and I panicked, not knowing if I added it this year or not? I did last year, so maybe I thought it did it automatically? Anyway - do I need to amend? Help! I'm not sure what to do :( 

[Lisa995]

If you filed for free, you did not enter your mortgage interest or property taxes or any other itemized deductions...did you forget that you owned a house?

[conrad7k]

You certainly don't have to be rude about it. No, I did not forget, but I am a very young homeowner doing this completely by myself and it can be overwhelming. But thank you for being a lovely human.

[Vanessa · Accepted solution]

If you used the free version, then you would not have claimed your mortgage interest.  

If you are single and your itemized expenses such as your mortgage interest, property taxes, medical expenses, and charitable donations are not more than $12,000 then it would not do you any good to amend your return. This is because you can either get the standard deduction or the itemized deductions, but not both.  If you are married filing jointly, then the standard deduction is $24,000.

So, it is NOT something that you MUST include on your return.  It is something that you CAN include IF it provides you with a better refund or lower tax due. 

[conrad7k]

Thank you so much! A glitch happened when I was trying to file, so I ended up calling a turbotax rep and he told me that I just needed to do the free version, so I did. I had no idea that it wouldn't let me put in my mortgage interest statement, so I guess I forgot about it. I appreciate your help