Hello, How do I know how much to claim for the "Medical Portion of Auto Insurance Premiums?"

[emilyq1408]

I pay for PIP in the state of Michigan. It's a $250,000 coverage, but I can't seem to find how much I pay for that coverage out of my total premium.

[zomboo]

Auto insurance is not an itemized deduction. The medical portion of auto insurance does not qualify as a medical deduction on Schedule A.

[MonikaK1]

Personal Injury Protection (PIP) medical coverage is coverage under an auto insurance policy issued in Michigan that pays allowable expenses for medical care, recovery, rehabilitation, and some funeral expenses if policyholders are in an auto accident.

See here for a discussion of this issue and regarding how much may be deductible for Michigan.

@emilyq1408 

[zomboo]

I stand corrected. You can include the premiums for the personal medical care portion of a policy (yourself and your dependents) if it is separately stated in the insurance contract or provided in a separate statement. You can't include the medical portion of the policy for others that are injured.