Do you need to file Form 140 just for having a foreign bank account when it wasn't used for commercial purposes? How can I file the return without upgrading to Deluxe?

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Do you need to file Form 140 just for having a foreign bank account when it wasn't used for commercial purposes? How can I file the return without upgrading to Deluxe?

maybe see these links

https://www.ustaxconsultants.net/who-needs-to-file-the-fincen-form-114-fbar/

https://www.irs.gov/businesses/small-businesses-self-employed/report-of-foreign-bank-and-financial-a...

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