can i get cedit for permanent disability area in 401k/ira hardship early withdraw option for my son expenses as i have a special needs?

[goldsharks]

can i get cedit for permanent disability area in 401k/ira hardship early withdraw option for my son expenses as i have a special needs and have multiple expenditure for his therapy things, food etc?

[ColeenD3]

Is it an IRA or a 401k or both. There can be different exceptions to the penalty depending on the plan. While your employer may permit a hardship withdrawal, it is still a taxable event.

Pension and IRA

There is an exception for pensions that relates to medical expenses. You do not pay a penalty on any medical expenses for you or your dependent that are over 7.5% of your AGI.

IRA only

Distributions made because you are totally and permanently disabled.