Can I deduct premiums for my long term and short term disability insurance? What about premiums for vision and dental insurance?

[MichaelDC]

Yes. You can deduct the premiums for vision and dental insurance that you pay with after-tax dollars.

However, unlike health insurance premiums, you can't deduct premiums paid for individual disability income insurance as a medical expense.

Because you pay the premiums with after-tax dollars, the benefits you receive are tax free.

Note that sometimes, your employer pays for an individual disability insurance policy on you.