Can I deduct my monthly dental insurance premium?

[jmccullen87]

It requests that I list any insurance premiums i pay for out of pocket. Does this include my monthly dental insurance premium i pay every month??

[DoninGA]

Yes, dental insurance premiums paid are deductible as a health care premium expense.

[eieio1]

You can deduct your dental insurance if you're itemizing and if you didn't pay for it pretax which means that your employer didn't take the insurance premium out before taxes were deducted on its earnings.  The same goes for medical.  But, in most cases the employers do not take the taxes out of those earnings, thus you are getting a break and then you cannot deduct the premiums since you can only get one break.  (If you pay for it without going through your employer, you can deduct it.)

[eieio1]

Donin GA, only if you didn't pay for it pretax.

Employer-sponsored plans

Premiums for company health insurance are not tax-deductible. Employers deduct premium payments from your paycheck on a pretax basis. Since your employee contributions are already taking advantage of tax savings, you can't deduct them again on your return.