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emosteve5
Returning Member

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

The plan is a CIGNA preferred access dental plan under DentalPlans.com.

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Marketstar
Level 7
Intuit Approved! This answer has been verified for accuracy by an Intuit expert employee

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

No, dental discount plans are not tax deductible.

View solution in original post

4 Replies
Marketstar
Level 7
Intuit Approved! This answer has been verified for accuracy by an Intuit expert employee

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

No, dental discount plans are not tax deductible.

barraclm
New Member

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

I have a dental plan which costs $200 and provides for 2 exams, 2 sets of x-rays and 2 regular cleanings as well as discounted prices for other dental work. I know that the cost of dental plans which only provide discounts are not deductible. How about this one which covers regular dental work as well as discounts?
Marketstar
Level 7

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

You can if you itemize and the total expenses for you, your spouse, and your dependents exceed 10% of your adjusted gross income (7.5% if you're 65 or older as of December 31, 2016). The deduction is limited to the expenses above and beyond this amount.
See <a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/questions/1900682-can-i-deduct-medical-dental-and-vision-expenses">https://t...>
Also see <a rel="nofollow" target="_blank" href="http://www.investopedia.com/ask/answers/112415/dental-insurance-tax-deductible.asp">http://www.inves...>
ma1186
New Member

Can I deduct as a medical expense the cost of a dental PLAN (which discounts the cost of dental care) that is explicitly advertised as "Not Insurance"?

Looking for claritiy:

 

If a dental DISCOUNT PLAN is not tax deductible, where in the code is this addressed specifically?

 

Additionally:

 

Is a dental DISCOUNT PLAN considered a reimbursable expense from an HRA or HSA?

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