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Can I claim mortgage interest deduction if my name is not on the mortgage or deed but I paid all the payments and live at the house?

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Can I claim mortgage interest deduction if my name is not on the mortgage or deed but I paid all the payments and live at the house?

No, unfortunately not, you must pay the mortgage and be an owner of the property.

The main reason is that the mortgage has to be secured/collateralized by your home.

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