@GenX68 This thread is very old. It migrated over when the old Answer Xchange changed to Real Money Talk. Some very old replies came over with 2019 dates--and they are really older.
That information about a casualty loss/insurance deductibles, etc. is no longer relevant since the tax laws changed for 2018 and beyond. You cannot claim a casualty loss on a federal return now unless you are in a federally declared disaster area. So if that was something you are concerned about for your current return--you will not be able to deduct a casualty or theft loss now.