you should come to a screen that says "you may want to withdraw money from your HSA"
then Turbotax gives you 3 options:
1) you will withdraw the full excess by 4/15/25 - this is the one you should and Turbotax will automatically enter that the excess has been withdrawn
the other two are not relevant to your situation
You must also remove any earnings on your excess contributions.
Include the earnings in “Other Income” on the tax return for the year (2024) you withdraw the contributions and earnings
When removing excess contributions from your account, you must inform your HSA trustee. If you don’t, they won’t know to do it. The excess funds that were withdrawn will be listed on Form 1099-SA as a distribution, in Box 1, for the tax year in which the distribution was taken. Earnings on excess contributions withdrawn will be in Box 2 and included in Box 1. Form 5498-SA will report the market value of your HSA at the end of the calendar year, the total contributions made within the calendar year, and the total contributions for the tax year through the tax filing deadline, typically April 15. The account owner should retain Form 5498-SA for record keeping purposes, but is not required to submit it to the IRS.
