1099-SA Gross distribution

[DebbyM]

I contributed to an HSA account about 5 years ago.  In 2020 I used a portion of it to pay medical bills.  It shows up as a zero balance, but I'm pretty sure it should show up as income.  Also, would the amount paid to these doctors be a part of the Medical Professional fees section?

[BillM223]

You can continue to use funds in the HSA to pay for qualified medical expenses even after you no longer have HDHP coverage - you can't contribute to the HSA any longer but you can still spend the money out of it, until its funds are exhausted.

You entered the 1099-SA, right? And as part of the 1099-SA interview, you said that all the funds were used for qualified medical expenses, right? Then, yes, this is not taxable.

NOTE: The IRS has never put a time limit on how long you can hold funds in the HSA yet withdraw money even years later for qualified medical expenses. It sounds like everything is working as expected.