$1000 HSA catchup for spouse

[steve221221]

My wife has an eligible HSA through her employer and maxed it out at $6,750 for 2017 (Family plan including me).  Can I open and deposit $1,000 'catchup' to my individual HSA account?  I am over 55 and she is not.  

[dmertz · Accepted solution]

If you were age 55 or over in 2017, yes, you can make a catch-up contribution for yourself to your own HSA.  The deadline for making the contribution is April 17, 2018.

[steve221221]

Tks, so when my wife turns 55 she can make an additional $1,000 above the normal cap while I keep my additional $1,000 in a separate individual HSA (Married file jointly)?

[dmertz]

Yes.  (Filing status is irrelevant.)