Michigan HomeStead Tax Credit and Medical Insurance Premiums

[Sheba6265]

Michigan Homestead Tax Credit Form MI 1040CR won't allow me to add my medical insurance premiums. Federal return says to take the standard deduction and won't let me add medical insurance premiums there. 

My Affordable Care Act health insurance premiums show up and so does the auto insurance medical premium but no where can I add in my medical insurance premiums that I can find.

[JamesG1]

In TurboTax Deluxe Desktop, I am able to:

• Report medical insurance premiums on Federal Schedule A Itemized Deductions,
• Claim the standard deduction, and
• Report Medical Insurance. 

I added medical expenses at Deductions & Credits / Medical but did not qualify for itemizing my deductions on the Federal 1040 tax return.

Are you able to enter medical expenses under Deductions & Credits?

@Sheba6265 

[Sheba6265]

I went to :

Deductions & Credits/Medical VISIT ALL

Medical Expenses 

 We'll cover health savings accounts/medical and dental expenses

 Did you have any medical expenses in 2022? ANSWERED YES

Tell us about health-related accounts you had in 2022

                Health Savings Account

                Medical Savings Account

                Medicare Advantage MSA

                None of the above - CHECKED THIS BOX

What type of high deductible health plan did you have on 12/1/2021? ANSWERED NONE

Thanks, we got all your medical expense info "Right now the Standard Deduction saves you the most on taxes  CHECKED DONE BOX

Here's what we have for your 1095-As.

If you have more to add right now lets do it.   CHECKED ADD ANOTHER

Let's get info from your 1095-A form (which is marketplace entries)

BACKED OUT OF THAT AND MARKED "CONTINUE"

Good news, you get more credit for your insurance premiums but it is only talking about the markeplace premiums we paid

Can't find anywhere to just add medical insurance premiums we paid out of pocket

What am I missing?

When I go to Schedule A:

Thanks, we got all your medical expense info. Right now the standard deduction saves you the most.

Don't know where to go from here.

Thanks.

[JamesG1]

Sorry for being unclear.

I entered medical expenses through Federal / Deductions & Credits / Medical / Medical Expenses.

I came to the screen Did you spend more than $xx on medical expenses in 2022? and answered Yes.

I cycled through the medical expense questions and entered medical premiums at the screen How much did you spend on insurance premiums?

@Sheba6265 

[Sheba6265]

Yes, everything I tried to do was on the federal return. On the federal return I went to deductions and credits. Then to medical, then medical expenses and hit update. It just goes to "We checked, and this deduction won't affect your taxes." I even found where I could change to itemized instead of standard deduction and it didn't change the selections. No where can I find Did you spend more than $xx on medical expenses in 2022? 

I did try a new tax return without transferring last year's return and the questions came up. Maybe I can just start a new return and not transfer any information from last year and type everything in again myself from scratch. Will I still have the free state return tho?

[JamesG1]

I am not able to see your tax return(s) to see what may be causing the conflict.  

If you start over with a new tax return, you will be able to see what the fee is before attempting to electronic file.  

Make sure that you do not remove any current data from the first tax return until you successfully e-file the second tax return.  You may need to return to the first tax return data.

Good luck.

@Sheba6265 

[Sheba6265]

I called TurboTax now that I knew exactly what the problem was thanks to your help. They showed me where to go in forms to just add the amount to Schedule A and it worked.   I couldn't fix the problem by searching for Schedule A and jumping to it. However, they had me go to View at the top and select Forms which took me to a fillable Schedule A.  Thanks for all your help!