What do I do with money 1099-R box 9b

[gcclarke]

My Mom need money for health care she's a 96-year-old civil service retiree. Is the money shown in box 9b Roth contributions withdrawable?

[RobertB4444]

9b represents employee contributions.  The amount that is actually withdrawable may be different than that.  You need to contact the plan administrators in order to see how much can actually be withdrawn.

[gennywise69]

This is my confusion, in BOX # 5 My Employee Contributions it lists me as contributing $118.87 however, in BOX 9b shows an amount of 0.00 could this be an issue?

[FangxiaL]

It won't be an issue.

If the box is not filled with any info, leave the box blank. Please refer to the IRS instruction for 1099-R regarding Box 9b: 2022 Instructions for Forms 1099-R.

[stevemusacco]

Hi Thomas,

On my CSA-1099 R Form the Boxes are as follows:

Box 1- Gross Distrubtion: $49,006
Box 2a - Taxable Amount: Unknown
Box 2b - not listed
Box 3 - not listed
Box 4 - Federal Tax: $3,816

Box 5 - Employee Contributions/ ROTH Contributions or Insurance Premiums: $2548
Box 6- not listed
Box  7- NONDISABILITY
Box 8 - not listed
Box 9b - Total Employee Contributions: $10,163
Boxes 10-13, not listed

On the bottom of my 1099-R, it is stated: Gross annuity reduced by $2517 paid to (name of former spouse) under court order apportionment. Taxable amount not determined.

Based on this information, what is my taxable amount for 2a?

Thank you,
Steve

[SantinoD · Accepted solution]

It depends, the reason box 2a is unknown on your 1099-R form is because based on the type of withdrawal you made and the type of retirement income, it can't yet be determined what amount is taxable. For Civil Service Retirement benefits, If the taxable amount isn’t calculated in Box 2, the Simplified Method to determine the amount taxable must be used. 

To enter your CSA 1099-R:

1. Sign in to your account and open or continue your return
2. Search for 1099-R and select the Jump to link in the search results
3. On the Your 1099-R screen, select Yes and then Continue
   • If you land on the Your 1099-R Entries screen instead, select Add Another 1099-R
4. At the import screen, select Type it in myself and then Continue
5. Select the CSA-1099-R option (verify the right spouse is selected, if applicable) and Continue to enter the information from your CSA 1099-R

After step 5, the program will begin the questions to determine the taxability.

Rest assured, TurboTax will guide you through a series of questions to help fill out the worksheet used to calculate if any amount is taxable. 

Use this link to learn more Simplified Method

@stevemusacco

[28031]

I have a 1099-R from the federal government. There is not a box 2b. Box 2a says unknown. what do I put in box Turbo tax wants in their form?

[ThomasM125]

Box 2(b) would just indicate that the tax treatment of the pension distribution is unknown. It is often left blank so it may not impact the taxability of your pension distribution.  You should enter the amounts listed on your form 1099-R in the corresponding boxes on the form 1099-R entry screen in TurboTax, then answer the questions on the ensuing screens. If you don't have a box number on your 1099-R form for an entry that has one in TurboTax, just leave that entry blank.