TT asks if I made a contribution to a qualified retirement plan. Is a Roth IRA a qualified retirement account? TT Sucks!

[broncohayes]

I know a Roth is an individual retirement account - that is not the quesiton.  Is a Roth IRA a qualified retirement account?

[AnnetteB6]

See the following article for the tax definition of 'qualified retirement plan':  What is a "qualified retirement plan"?

Given that information, if you are asking in the context of being able to claim the Saver's Credit, then yes, a Roth IRA is considered to be a qualified retirement account for the purpose of the Saver's Credit.

[user17602035168]

The article  AnnetteB6  cites is not quite right because it seems to say that only employer sponsored plans,  (which IRAs and Roth IRAs are not) can be qualified plans. In one context that may be right, but in others it is not.because an IRA can be a qualified plan and in some situations (like this) Roths can be also. Depends on context.

TT writers  need to ask better questions (include more detail and think about the context of the question).