Traditional or Roth IRA contributions

[MPM3]

if I make $122K and want to reduce my tax can I contribute to a traditional or roth IRA? If so, turbotax is saying I cannot...am I reading that correctly

[Opus 17 · Accepted solution]

If you or a spouse are covered by a retirement plan at work, your income is too high to also make deductible IRA contributions.  You should be within the limits to make Roth IRA contributions, but Roth IRA contributions are not tax deductible and do not reduce your taxable income or your tax. 

[MPM3]

Thank you, that is what I thought but wasn't entirely sure..