Same problem with 1099Rs

[randwards]

I'm running into the same problem that others are reporting: I made withdrawals from my 401K, then rolled the remainder into an IRA during the course of the year, but didn't realize I was short a small amount toward my RMD before the rollover. Subsequently, I withdrew much more than the remainder of the RMD from the IRA, and indicated only the small amount still required when prompted for the amount of the total withdrawal that was a RMD. TT tells me this is a problem and won't let me file electronically, but I can print the return and file by mail. This makes no sense to me.

[dmertz]

The distribution of the remaining balance from the employer plan satisfied the RMD, but the portion rolled over to the IRA that should not have been because it was RMD was a failed rollover and therefore constituted a regular IRA contribution despite the IRA custodian recording the entire deposit as a rollover.  Because it constituted a regular contribution, removing it from the IRA needed to be done by an explicit return of contribution, not a regular distribution.