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I work at a state University and i participate in a 403b plan and a voluntary investment plan (which includes both a Roth and a pre-tax component) sponsored by the employer. I just retired at the end of June and i am 73 yo. But i will be working part time for the rest of the year at the same University. I was told that i could continue to contribute to the VIP plan (not the 403b) as long as i am working. But, do i have to take RMD from either or both University sponsored plans (i.e. the 403b and the pretax portion of the VIP) when i am still working part time? If so, when do i have to take it (before 4/1/24)? Thanks


1 Reply
Employee Tax Expert


Hi zenzulu!


This chart highlights some of the basic RMD rules as applied to IRAs and defined contribution plans (e.g., 401(k), profit-sharing, and 403(b) plans).




The date to begin taking RMDs depends on when your birthdate was as reflected in the chart.


Hope this helps!



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