Hi zenzulu!
This chart highlights some of the basic RMD rules as applied to IRAs and defined contribution plans (e.g., 401(k), profit-sharing, and 403(b) plans).
https://www.irs.gov/retirement-plans/rmd-comparison-chart-iras-vs-defined-contribution-plans
The date to begin taking RMDs depends on when your birthdate was as reflected in the chart.
Hope this helps!
Cindy
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