Turned 73 in 2024. Have two taxable IRA accounts, one was converted to a lifetime annuity several years ago for which I received a 1099-R, the other has no withdrawals for which I received a Form 5498 indicating the RMD amount and RMD date 04/01/2025. The income from the annuity more than covers the combined RMDs for the two accounts. Turbo Tax instructs me not to report RMD information on my 2024 tax return since it is not due until 4/1/25. I do not plan to make withdrawals from the 2nd account since my annuity income will cover my required RMDs for 2024 as well as 2025. Will the IRS know I made the required RMD withdrawals during 2024 and not be subject to penalties?