Solved
If we withdrew $12,114 from IRAs, (we are over the age of 60), but turned around and later opened and contributed $13,000 back into IRAs... why would we not get a retirement savings credit on the $800. + ? Our AGI is under $45,000. and we filed jointly.
Rollover contributions (money that you moved from another retirement plan or IRA) aren’t eligible for the Saver’s Credit. Also, your eligible contributions may be reduced by any recent distributions you received from a retirement plan or IRA.
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