RMD & Aggregate Sum

[DickG510]

Using TurboTax Premier (Desktop) for tax year 2025.

Turbotax does not address the use of (RMD) aggregate sums, that can be used for all IRA (RMDs) in their software. I used one IRA (RMD) to cover all of my other IRA (RMDs) reporting requirements.  I receive from that one IRA company, a dollar amount  (1099-R ) that is sufficient and greater than what is required, to cover all of my other IRA (RMD) requirements for tax year 2025. I enter that one company (1099-R) information into TurboTax and the following screens, then ask me to only report the (RMD) amount for that one (1099-R) input. TurboTax does not ask any questions or prompts,  if this one (1099-R)  satisfies the aggregate sum of other IRA (RMDs). The box, on the screen, only asks for the amount (RMD due for Dec. 31, 2025) of the entered (1099-R Company), nothing about using the aggregate sum of all of my IRA (RMDs) for 2025. I input into that box, not the (RMD amount) for that one account, as instructed but the total aggregate sum of all of my IRA (RMDs)

On the next screen, I then answered (Some of this distribution applied to the Dec. 31, 2025 RMD) and entered the total aggregate sum of all of my IRA (RMDs).

I believe that this is the only way to enter aggregate sum of IRA (RMDs) in TurboTax.

I'm asking the community, or someone at Turbotax, if this this the correct way to handle IRA (RMD) aggregate sums, when using just one IRA (RMD) to cover all of my other IRA (RMDs) using the current software in Turbotax Premier? 

Thank You.

[ReneV4]

Yes. It does appear to be correct. If one of your Form 1099-R distributions covers all of your RMDs, you may enter the RMD amount for that one as the total for all RMDs, like you did.

Since each Form 1099-R is entered separately, they will each have their own RMD questions. 

In subsequent Form 1099-R entries, when you reach, "Let's get more information about your RMD", you may then input a zero (0), then press Continue. 

When you reach the, "Let's go over any required minimum distributions (RMD)", you may skip this by clicking on Continue.