Inherited Roth IRA

[briggs10james]

Re: Roth IRA:  I am a non-eligible designated beneficiary age 75. My 98 year old mother died May 2022.   I understand that I will need to empty the Roth account by year 2032.  What I am not so sure about is if there is an annual RMD required.  I have seen conflicting information at various  (very credible) online sites.   Can you please tell me is an annual RMD required for an inherited Roth?

[dmertz · Accepted solution]

With an inherited Roth IRA, no annual beneficiary RMDs are required under the 10-year rule because the deceased owner is deemed to have died before their required beginning date for RMDs.

[briggs10james]

dmertz...thanks again!