IHSS W-2 income is exempt from tax, making Roth IRA contribution excess contribution.

[Vinyl Disc Man]

Made a typo in my previous post and I was unable to edit it. (Therefore, IHSS income is solely eligible for a non-deductible Traditional IRA contribution so that when distributions begin in retirement the contribution and any proceeds become federally taxable.) Should read: Therefore, IHSS income is solely eligible for a non-deductible Traditional IRA contribution so that when distributions begin in retirement any interest from the contribution become federally taxable.